Our Finance Options

Feb 24, 2017 | All About Cars | 0 comments

Finance can seem really daunting when you don’t know too much about it! However we have over 200 cars to choose from with a variety of lenders all ready to accept your application. You’ll be driving away in no time! 

All you have to do is choose the right type of finance deal for you…

Type: Hire Purchase


– Small deposit, typically 10% of the car value
– Repayment period usually 1-5 years
– Interest rates fixed at the start of the contract
– You own the car at the end of the agreement

Suitable For:

– You’d like to own the car eventually
– You can afford the repayments

Type: Personal Contract Purpose (PCP)


– Deposit usually required
– Contract term typically between 24-36 months
– Monthly repayments tend to be lower than HP as you only pay part of the car’s value over the agreed term
– 3 options at the end of the agreement
– Pay the balloon payment to own the car outright
– Exchange the car for a new one and start a new agreement
– Hand the car back

Suitable For:

– Wanting to pay lower repayments
– You plan on changing the car at the end of the agreement
– If you have a low annual mileage